29 August 2017

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Octo Telematics (Octo), the number one global provider of telematics for the auto insurance industry, has today announced that it has partnered with Whoosnap, the platform for crowdsourced, on-demand photography for media outlets and businesses.

Whoosnap has developed an insurance-focused application, Insoore, for portable devices such as smartphones, tablets and laptops, providing the insurance industry with on-demand photography based on a community of amateur photographers. Insurers will therefore have access to cheaper photography of vehicles and incidents to streamline and reduce costs.

During the process of creating a new or renewing a car insurance policy, insurers will be able to access Insoore to request photographs of the vehicle. A certified community photographer will then take pictures and upload them to the platform. Insurers can then purchase the photographs at cheaper rates than professional photography. The same process can take place in the event of a claim as insurers can request pictorial evidence of damage to vehicles to evaluate the incident. The accessibility of the app and web-based platform means that photos can be taken and uploaded instantly. Photo authenticity is guaranteed through a certification system.

Enrico Scianaro, CEO, Whoosnap, said, “We made Whoosnap to give media outlets and corporate brands access to on-demand, crowdsourced photos of breaking news and events. It also gives amateur photographers a chance to earn money from their snaps. Insoore opens this to insurers that may rely on photographic evidence, particularly to process claims. In addition to increases in Insurance Premium Tax (IPT) and changes to the Ogden Rate, business overheads are a key contributor to soaring insurance premiums. Sourcing cheap, quality photography can help insurers cut their costs while also deepening the collaboration between insurers and their clients.”

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